Does Aaa Cover Rental Car?

For those who have a membership with AAA, there may be confusion on whether their coverage extends to rental cars. This is a common concern for many members, as rental cars can be expensive and the added cost of insurance can be a burden. In this article, we will discuss whether AAA covers rental cars and what options are available for members.

What is AAA?

AAA, or the American Automobile Association, is a non-profit organization that provides roadside assistance, travel services, and insurance to its members. Founded in 1902, AAA has grown to over 60 million members across the United States and Canada. Members pay an annual fee for access to AAA's services, which can include discounts on hotels, car rentals, and theme parks.

Does AAA Cover Rental Cars?

Yes, AAA does offer coverage for rental cars, but it depends on the type of membership you have. Most AAA memberships include some form of rental car coverage, but the specifics can vary depending on your location and level of membership.

Basic Membership

For those with a basic AAA membership, rental car coverage is limited to liability protection only. This means that if you are involved in an accident while driving a rental car, AAA will cover any damages or injuries you cause to other people or property. However, your own injuries or damages to the rental car will not be covered.

Plus Membership

For those with a plus AAA membership, rental car coverage is more extensive. In addition to liability protection, plus members also receive coverage for damage to the rental car and personal injuries sustained in an accident. This means that if you are involved in an accident while driving a rental car, AAA will cover any damages or injuries you cause to other people or property, as well as any damages or injuries sustained by you or your passengers.

Premier Membership

For those with a premier AAA membership, rental car coverage is the most comprehensive. In addition to liability protection and coverage for damage to the rental car and personal injuries, premier members also receive coverage for loss of use, which covers the cost of renting a replacement vehicle if the rental car is damaged or stolen.

What are the Benefits of AAA's Rental Car Coverage?

There are several benefits to having rental car coverage through AAA:

Cost Savings

AAA's rental car coverage can save members money by reducing the cost of insurance from rental car companies. By using AAA's coverage, members can avoid paying for expensive add-ons like collision damage waivers and personal accident insurance.

Convenience

AAA's rental car coverage is easy to use and can be added to your rental car reservation with just a few clicks. This means that you don't have to worry about purchasing insurance at the rental car counter or dealing with complicated insurance policies.

Peace of Mind

By having rental car coverage through AAA, members can drive with peace of mind knowing that they are protected in the event of an accident or other unexpected event. This can reduce stress and make the rental car experience more enjoyable.

Conclusion

Overall, AAA does offer coverage for rental cars, but the level of coverage depends on the type of membership you have. Basic memberships offer liability protection only, while plus and premier memberships offer more comprehensive coverage. By using AAA's rental car coverage, members can save money, enjoy convenience, and have peace of mind while driving a rental car.